oXYGen Financial Insurance

Health Insurance

  • Short Term Coverage for Individuals
  • Long Term Coverage for Individuals
  • Group Plans for small medium and large companies
    • Major Medical
    • Mini-Meds
  • Health Savings Accounts (HSA)
  • Health Reimbursement Accounts (HRA)

 Life Insurance

  • Term (Level, Increasing, Decreasing, Return of Premium)
  • Universal Life (Indexed and 2nd to Die)
  • Whole Life

 Disability Insurance

  • Short Term Disability
  • Long Term Disability

 Other Insurance Coverage:

  • Accident
  • Cancer/Specified Health Event
  • Dental
  • Hospital Intensive Care
  • Hospital Confinement Indemnity
  • Long Term Care
  • Visio

 Group Benefits

 Health insurance (with national & regional carriers; PPO, HMO, POS, and indemnity plan carriers)

  • Dental Insurance
  • Disability (long & short term)
  • Vision
  • Life Insurance
  • Cafeteria Plans (section 125)
  • Medical and dependent care reimbursement accounts
  • 401 (k) plans
  • Defined benefit plans

And many others...

 Executive Benefits & Advanced Business Solutions

 SERP's

  • Premium Finance
  • 419 (e) plans
  • Section 79 Plans
  • 412(i) Plans
  • Section 162 Bonus Plans
  • Buy/Sell Agreement Funding Arrangements
  • Captive Insurance Companies
  • Premium Finance Plans
  • Non-Qualified Deferred Compensation Plans

 Here a few of the fixed insurance carriers we work with:

  • AETNA
  • AFLAC
  • Assurant
  • Aviva USA
  • AXA/Equitable
  • Banner Life
  • BlueCrossBlueShield
  • Coventry
  • Delta Dental
  • GE
  • Genworth
  • Golden Rule/UHC
  • Guardian
  • Hartford
  • Humana
  • ING/Reliastar
  • John Hancock
  • Kaiser Permanente
  • Lincoln National Life
  • Lloyd's of London
  • Mass Mutual
  • MedAmerica
  • MetLife
  • Midland National Life
  • Mutual of Omaha
  • Pacific Life
  • Penn Mutual
  • Principal
  • Prudential
  • Transamerica
  • Union Central
  • United Healthcare
  • United of Omaha
  • West Coast Life

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One or more individuals are securities licensed through Investacorp, Inc., a registered broker/dealer, member FINRA and SIPC. Securities business cannot be transacted in other states until after the appropriate license is obtained. FINRA's homepage is www.finra.org and Securities Investor Protection Corporation's homepage is www.sipc.org. Advisory services offered through Investacorp Advisory Services, Inc. Linked sites are strictly provided as a courtesy. Investacorp, Inc., and its affiliates, do not guarantee, approve nor endorse the information or products available at these sites, nor do links indicate any association with or endorsement of the linked sites by Investacorp, Inc. and its affiliates.